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OFF/REC

Off Record vs. Hurdlr

Tracking your taxes
vs. reducing them.

Hurdlr tells you what you owe in real time. Off Record helps you owe less — with a creator-specialized CPA, S-Corp analysis, and a full tax strategy built for how you make money.

Off Record

14/17

features

Hurdlr

5/17

features

Feature by Feature

Off Record

Hurdlr

Free Creator Financial Checkup

Creator Financial Score

Creator-specialized CPA partner

Personal tax return (Form 1040)

S-Corp tax return (Form 1120-S)

S-Corp savings analysis & setup wizard

Entity structure optimization

Brand deal tracking & invoicing

Gmail sync for payment detection

1099 contractor tracker & compliance

Creator-specific deduction checklist

Document vault (1099s, contracts, receipts)

Real-time tax liability estimate

Mileage tracking

Automatic expense categorization

Bank account connectivity

Quarterly estimated payment reminders

Why it matters

Knowing your number
is not the same as changing it.

The core difference

Hurdlr tracks what you owe. We help you owe less.

Hurdlr is a tax tracking app — it watches your income, categorizes expenses, and gives you a running estimate of what you'll owe the IRS. That's useful for awareness. But knowing your tax number doesn't change it. Off Record gives you the strategy and the CPA to actually reduce it — S-Corp elections, quarterly planning, creator-specific deductions, entity optimization.

Filing

Hurdlr doesn't file your taxes.

Hurdlr helps you prepare and estimate. At tax time, you still need to export your data and hand it to a CPA or file it yourself with a DIY tool. Off Record includes creator-specialized CPA filing at the Audit and CFO tiers — so your strategy and your filing are handled in one place by someone who understands creator income.

Creator focus

Hurdlr is built for freelancers broadly. We're built for creators specifically.

Hurdlr works for any freelancer or gig worker. Off Record is built around how creators specifically make money — brand deals, gifted products, multi-platform payouts, usage rights fees, TikTok Shop, affiliate income. Our tools, deduction checklist, and CPA partners are calibrated for creator businesses, not freelancers in general.

Score and strategy

We give you a Creator Score — a single number for your financial health.

Hurdlr shows you your tax balance. Off Record gives you a Creator Financial Score across five categories — tax readiness, entity structure, deduction coverage, compliance, and income tracking. You see exactly where you're weak and get a prioritized action plan to fix it. It's not just tracking. It's a strategy.

Pricing

Start free. Pay when it makes sense.

Off Record

  • Free — Creator Checkup & Score
  • $24/mo — Ledger Essentials
  • $79/mo — Ledger Pro
  • $299–$499 one-time — Financial Audit
  • $299–$699/mo — Creator CFO

Hurdlr

  • Free tier available (limited)
  • Premium ~$8.34/mo billed annually
  • No CPA filing included
  • No creator-specific tax strategy
  • General freelancer tool, not creator-focused

Ready to see where you stand?

Take the free Creator Financial Checkup. 10 minutes, no credit card, no sales call. You'll get a Creator Score and a breakdown of exactly where your money is being lost.

Take the Free Checkup

Free. No credit card. Results in 10 minutes.